SALT Lending

USA

Crypto-backed loans (BTC/ETH/stablecoins) with BitGo/Fireblocks custody. Fixed 12-month terms up to ~70% LTV, USD or stablecoin funding; margin-call tiers with a short grace window

Product Details

Interest Rate (APR)

8.95% - 14.45%

Loan-to-Value (LTV)

70%

Loan Term

12 months

Liquidation LTV

90%

Loan Amount

$5,000 - $1,000,000

Custody Model

CeFi

Custodian

BitGo; Fireblocks

Client Multisig

Rehypothecation

Yes

KYC Required

Yes

Loan Currencies

USDC, USDT, USD

Collateral Types

BTC, ETH, USDC, USDT, SALT

Availability & Requirements

Available across many U.S. states and select countries/territories including Australia, Canada, Brazil, Portugal, Switzerland, the U.K., UAE and Vietnam; availability varies by jurisdiction - see SALT’s coverage map