Nunchuk Review (2025): A Powerful Collaborative Custody Wallet for Bitcoin Sovereignty

In-depth review of Nunchuk collaborative custody wallet. Learn how Nunchuk enables flexible, privacy-focused Bitcoin multisig with customizable policies and inheritance planning.

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If you’re looking for a collaborative custody solution that’s open-source, privacy-conscious, and non-custodial by design, Nunchuk is worth a serious look.

It’s not as hand-holdy as Casa. It doesn’t offer loans like Unchained. But for users who want maximum flexibility and control over multisig wallet policies and co-signers, Nunchuk might be the best tool in the space 🛠️

Nunchuk Review

Highlights

  • Flexible Multisig: Create any policy (2-of-3, 3-of-5, etc.) with your choice of co-signers
  • Privacy-First: No KYC required, optional Tor support
  • Hardware Support: Works with most popular hardware wallets
  • Advanced Features: Taproot support, inheritance planning, custom scripting

What Is Collaborative Custody?

Collaborative custody lets you hold your own Bitcoin keys, while bringing in trusted co-signers — like friends, family, or service providers — for recovery and backup.

It’s powered by multi-signature (multisig) wallets, where more than one key is needed to move funds.

Nunchuk is one of the few wallets that make this completely flexible and programmable 🔧

Curious about how collaborative custody works in practice? Read our detailed guide

Nunchuk at a Glance

  • Founded: 2021
  • Headquarters: California, USA
  • Target Audience: Power users, privacy-focused Bitcoiners, collaborative custody setups
  • Model: Flexible multisig coordination with optional co-signing services

While other platforms bundle the service and keys, Nunchuk is just the coordination layer — you choose who holds keys, how many, and what conditions unlock the Bitcoin.

Key Features

1. Flexible Multisig Wallet Coordination

  • Create multisig wallets with any policy (2-of-3, 3-of-5, 4-of-7, etc.)
  • Assign key holders (yourself, family, third parties)
  • Support for major hardware wallets
  • Compatible with open Bitcoin standards

2. Collaborative Custody with Optional Co-Signing

  • Optional co-signing services through Nunchuk
  • You maintain majority key control
  • Policy-based co-signing for recovery scenarios
  • No mandatory account requirements

3. Inheritance Planning

  • Time-locked vault policies
  • Designated inheritance protocols
  • Multi-generational Bitcoin storage options
  • Flexible policy design

4. Privacy-First Design

  • No mandatory accounts for basic use
  • Optional encrypted cloud backups
  • Tor network support
  • No KYC requirements

Who Is Nunchuk Best For?

Nunchuk is ideal if:

  • You want flexible multisig with full policy control
  • You’re comfortable with hardware wallets
  • You prioritize privacy and open-source software
  • You want to design custom inheritance flows

Nunchuk may not be the best fit if:

  • You’re new to Bitcoin technical concepts
  • You prefer a guided setup
  • You want built-in financial services
  • You prefer web interfaces over mobile apps

Pricing and Plans

Plan Price (Annual) Security Model Inheritance Concierge Onboarding
Free n/a DIY Multi-sig
Ironhand $120 2-of-3 multi-sig
Honebadger $480 2-of-4 multi-sig
Honebadger Premier $2,000 3-of-5 multi-sig

Pros and Cons

Pros

  • Open-source transparency
  • Flexible vault policies
  • Strong privacy features
  • Advanced Bitcoin features

Cons

  • Steeper learning curve
  • Standard plan less polished than some alternatives

What Makes Nunchuk Stand Out?

Nunchuk gives you a Bitcoin multisig toolkit rather than a boxed solution.

You control:

  • Key distribution
  • Co-signer selection
  • Policy design
  • Inheritance planning

They simply provide the coordination layer — securely and privately 🔐

It’s not built for hand-holding — it’s built for sovereignty.

Frequently Asked Questions

Can Nunchuk access my Bitcoin?

No. Even with their co-signing service, you always hold the majority of keys and must approve all transactions.

Is Nunchuk open-source?

Yes. The entire platform is open-source and uses standard Bitcoin protocols.

Do I need KYC to use Nunchuk?

No. Basic usage requires no KYC, and even co-signing services need minimal information.

Can I use my own node?

Yes. Nunchuk supports connecting to your own node and can operate over Tor.